The older I get (and better looking), the more I realize the most important things in my life are in fact not things. I know I've talked about living simply before, but now I'm actually truthfully living it. For me, that probably still looks different than what most people think of when they live simple. Realistically, I'm not going to forsake all of my belongings, only keep 5 pieces of clothing and keep a sparse apartment. It's just not me. So let's call this living simple(ish).
In fact, let's call this living simple for the modern sequin. What's a modern sequin you ask? It's someone who shines (obviously), values travel and experiences over things but still wants to look fly, eat well, and enjoy a comfortable home. You're willing to downsize and give up some "stuff" but you're not willing to move into a tiny home and wear the same jeans and t shirt each day. Now that we are on the same page, let's chat through why and then how.
WHY
Our generation (I refuse to call myself a millennial) has more debt, bills, and overall less financial security than ever before. Quiet down depression era, that was a really different time and context. The point is it isn't taking much to put us in a financial bind. We are also the generation that values social justice, political reform, relationships, the environment, and travel more than anything in our lives. Excess just isn't a priority to most of the people I know if my age group. We are more mindful of our world footprint and truly think about how we are going to impact the Earth for the next generation. So why? Because we care about a lot more than a Gucci belt and 10,000 square foot home.
For me personally, I really want to travel the world. I do a ton of traveling for work but I don't get to travel a lot for pleasure. I am fascinated by culture, architecture and of course food! I was tired of not being able to afford to take trips across the world because I shopped too much. It took me years of spending my money on things to realize how unhappy I was surrounded by all this stuff instead of taking the trip to Europe.
HOW
There are a lot of ways to start small and build into a movement. I made some super small changes in my life and the more I got comfortable with those, the more I would add in larger challenges to save and live more simply. And finally - I am now going to Europe for two weeks and I haven't had to put a single cent on a CC. I'm able to travel for two weeks very comfortably completely paid for prior to leaving. If you would have asked me if I thought I could do that two years ago, I would have laughed. So what changes have I made and can you achieve them?
PRIORITIZE
I made the decision that travel was my priority. So before I make any purchase, no matter how small, I ask myself - is this a need or a want? And if it's a want, is it going to set me up long term for my goals? No decision is too small. Wherever I can save $5, $10, it adds up to a couple hundred dollars each month. Here are a few examples:
Grocery Shopping: I make a meal plan each week and then a grocery list. I stick to this list instead of walking around and picking anything that looks good. I've found this saves me a good $20-$40 each grocery trip. It also saves me from wasting food I don't utilize, which is awesome for the environment.
Clothes/Shoes Shopping: This was my biggest guilty pleasure for the longest time. I have an overflowing closet of clothes and shoes that I don't even wear. I love a good deal but spent too much on items that aren't good quality, are too trendy, or that don't fit properly. Now, I invest in pieces that are the opposite. I spend a little more for really high quality, properly fitting items that last a long time. I make less purchases and wear them more. I've also gone through and done a purge of my closet and donated to a local women's shelter to give back.
Eating Out - I noticed between coffee, lunches, and eating out on weekends, I was spending a good $200+ a month. So I cut back. I gave myself lunch out 2x a week, weekend meals out to 1x, and then I bought coffee 2x a week. Sounds like a lot but now I'm down to eating out a total of maybe 2-3x a month total and I stopped buying coffee almost entirely. This can be a huge lifestyle change for a lot of people But this really changed my bank account and honestly my health. I've slimmed down and I feel healthier.
UNDERSTAND WHERE YOU CANT COMPROMISE
For me, fitness is not somewhere I'm willing to cut my budget. I spend about $135 a month to be in a Class Pass like program (It's Studio Hop here in Texas, TRY IT!). At no point am I willing to cut this out. This isn't how I'll simplify. I wouldn't be as happy or healthy because fitness is my escape. You can't cut out things that you know make you happy. There's always 1 or 2 things that are a nonnegotiable and it's OK to have those, just be reasonable. You can't keep you designer shoe addiction and your need to eat out every meal.
REFLECT AND REASSES
You've got to be diligent about checking in with your progress. If you're not making any, explore why and make a change. If the change is small and you just started, take that as an encouraging sign. Check in with how you're feeling and progressing and see where you may be able to cut back more, less if it's not making you happy, and what other changes you can make to reach your goals. It's an ever changing journey!
So what are some super specific ways to save funds for a modern sequin? I'll share with you some of my favorites!
- Re purpose frames from a thrift store and print out your favorite photos as art in your home instead of spending $50++ on artwork. I decorate my home with photos and it brings me much more joy than art that doesn't relate to me.
- Shop at a vintage or thrift store. I've purchased some incredible pieces such as a Chanel sweater for $50 at thrift stores and vintage shops. But go to the good ones, do your research. Stop shopping at LA "vintage shops" that are really just crappy t shirts for $75
- Host a dinner party and ask everyone to contribute. It's fun to create an adult pot luck and you can still do the majority of the work by providing the main dish and wine. Ask everyone else to bring a small side or dessert. It will be significantly less than eating out as a group.
- Attend free activities in your city. Some of these are super stupid and not worth attending. But some are awesome if you look around. In Dallas we have some really great free concerts, festivals, and even fitness classes. When I lived in LA you could plan an entire weekend around free things to do that are freaking awesome.
- Get outside. I love being outside. Hiking, walking, picnics, whatever it is, I want to be outside. Call friends and go do these things. It's free, healthy, and fun!
- Make coffee at home. I tested a ton of coffee brands and blends and found a few that I absolutely love. Instead of spending $5-$6 on a latte every morning, I invested in good coffee, delicious creamer, and I make it at home. Just as yummy, and less calories and sugars!
- Game Night. Fine, this might be lame. But I freaking love game night. Drink at home, play games with friends. Save $100 by not going to the bars and paying for 3AM Taco Bell and Lyfts.
- DIY. I'm a huge DIY fan. I'm one of the busiest babes out there and I still find time for the small DIY projects instead of spending ridiculous amounts of money for someone else to do these things for me. Go to a thrift store, buy a solid oak coffee table and repaint it. Find some cool art and repaint the frame. Buy those porcelain statues and spray paint them metallic. There are so many gems!
What are you doing to live simple? Give me your best tips and tricks!